Terms of Use

By signing on to FAR’s secure Wholesale and Correspondent Web Site, you agree to the following terms of use.

AUTHORIZED ACCESS AND USE ONLY

The password-protected area of the Finance of America Reverse (“FAR”) Wholesale and Correspondent Web Site (“Web Site”) shall only be used by authorized personnel, including authorized brokers, principal agents, closed loan sellers and their authorized employees.

The use of this Web Site must be in accordance with the terms and conditions of the applicable notices, applications, authorizations and/or agreements with FAR and in compliance with all applicable laws and regulations governing the use of this site and of any data and information obtained from it. Such laws include but are not limited to those relating to privacy, confidentiality, discrimination, reverse mortgages, the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). Your use of this Web Site constitutes your agreement to all such terms, conditions and notices.

You shall maintain in strictest confidence and not improperly use or disclose any proprietary information nor any private, personal, nor other confidential information of any person obtained through this Web Site (if applicable).

MODIFICATION OF THESE TERMS OF USE

FAR reserves the right to change the terms, conditions and notices under which this Web Site is offered.

LINKS TO THIRD PARTY SITES

This Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of FAR and FAR is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. FAR is providing these links to you only as a convenience, and the inclusion of any non-FAR link does not imply endorsement by FAR of the information contained on the site or any association with its owners or participants.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Web Site, you warrant to FAR that you will not use this Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use this Web Site in any manner that could damage, disable, overburden or impair this Web Site or interfere with any other party’s use and experience with this Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this Web Site.

COPYRIGHT, TRADEMARK AND SERVICE MARK NOTICES

Finance of America Reverse LLC is the copyright owner of all text contained on this Web Site. All rights reserved. Other parties’ trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this Web Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of Finance of America Reverse or FAR or our logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission.

COPYING AND LINKING TO THIS WEB SITE

The content of this Web Site is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, this content is protected by trademark laws, the laws of privacy and publicity, and communication regulations and statutes. You are not authorized to post on or transmit to or from this Web Site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give 
rise to any civil or criminal liability under the law.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce, publish, publicly display or otherwise distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of FAR.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE FAR WHOLESALE AND CORRESPONDENT WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FAR AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. THE MATERIAL ON THIS WEB SITE IS NOT A SUBSTITUTE FOR OBTAINING LEGAL OR PROFESSIONAL ADVICE FROM YOUR ADVISORS. BY MAKING THIS WEB SITE AVAILABLE TO YOU, FAR IS NOT ENGAGED IN RENDERING ANY LEGAL OR PROFESSIONAL ADVICE.

FAR AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. FAR AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL URBAN FINANCIAL OF AMERICA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, WITH THE DELAY OR INABILITY TO USE THIS WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FAR OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.

TERMINATION/ACCESS RESTRICTION

FAR reserves the right, in its sole discretion, to terminate your access to this Web Site and the related services or any portion thereof at any time, without notice.

GENERAL

To the maximum extent permitted by law, this agreement is governed by the laws of the State of Oklahoma, U.S.A., and you hereby consent to the exclusive jurisdiction and venue of courts in Tulsa County, Oklahoma, U.S.A. in all disputes arising out of or relating to the use of this Web Site. Use of this Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and FAR as a result of this agreement or use of this Web Site. FAR’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of FAR’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of this Web Site or information provided to or gathered by FAR with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and FAR with respect to this Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and FAR with respect to this Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.