Product Availability
Each state has a different regulations for reverse mortgage products. Select the tab that reflects your company’s relationship with FAR below to check for product availability by state.
HomeSafe Standard
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Massachusetts
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- New York
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
- Washington
Minimum age 60 for MA, NY, & WA
Minimum age 62 for TX
For all other states the minimum age is 55
HomeSafe Second
- California
- Colorado
- Connecticut
- Florida
- South Carolina
- Texas
Minimum age 62 for TX
For all other states the minimum age is 55
HomeSafe Select
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- Ohio
- Oregon
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
Minimum age 62 for TX
For all other states the minimum age is 55
EquityAvail
- Arizona
- California
- Connecticut
- Florida
- Georgia
- New Jersey
- Nevada
- South Carolina
- Texas
- Virginia
Minimum age 62 for TX
For all other states the minimum age is 55
HECM
- All states
*For MA, NC, NY, and TN please refer to FAR’s Underwriting Guidelines: States Requiring Special Approval
HomeSafe® Standard
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- North Carolina*
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
- Washington*
*NC, NY, WA – Special licensing required to act as a lender
Minimum age 60 for WA
Minimum age 62 for NC, TX
For all other states the minimum age is 55
HomeSafe® Select
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- New Jersey
- Nevada
- North Carolina
- Ohio
- Oregon
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
Minimum age 62 for NC, TX
For all other states the minimum age is 55
TPO – Brokers: Available in all states including Puerto Rico and US Virgin Islands, except North Carolina.
Principal Agents Only: Available in North Carolina
TPO - Broker
HomeSafe Standard
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Massachusetts
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- New York
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
- Washington
Minimum age 60 for MA, NY, & WA
Minimum age 62 for TX
For all other states the minimum age is 55
HomeSafe Second
- California
- Colorado
- Connecticut
- Florida
- South Carolina
- Texas
Minimum age 62 for TX
For all other states the minimum age is 55
HomeSafe Select
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- Ohio
- Oregon
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
Minimum age 62 for TX
For all other states the minimum age is 55
EquityAvail
- Arizona
- California
- Connecticut
- Florida
- Georgia
- New Jersey
- Nevada
- South Carolina
- Texas
- Virginia
Minimum age 62 for TX
For all other states the minimum age is 55
Principal - Agent
HECM
- All states
*For MA, NC, NY, and TN please refer to FAR’s Underwriting Guidelines: States Requiring Special Approval
HomeSafe® Standard
- Arizona
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- North Carolina*
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
- Washington*
*NC, NY, WA – Special licensing required to act as a lender
Minimum age 60 for WA
Minimum age 62 for NC, TX
For all other states the minimum age is 55
HomeSafe® Select
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Louisiana
- Michigan
- Minnesota
- Missouri
- New Jersey
- Nevada
- North Carolina
- Ohio
- Oregon
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
Minimum age 62 for NC, TX
For all other states the minimum age is 55
Closed Loan Sellers
In-House Processing
TPO – Brokers: Available in all states including Puerto Rico and US Virgin Islands, except North Carolina.
Principal Agents Only: Available in North Carolina
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